What is an IPID?
A plain-English guide to the Insurance Product Information Document (IPID).
Freddie Gjertsen
Travel insurance
Insurance for individuals, couples, families and groups when travelling
Recent Articles
Which types of compensation do travel insurers expect you to try first?
An explainer of how travel insurance operates as last resort indemnity and the hierarchy of compensation sources.
Freddie Gjertsen
What affects the price of travel insurance?
An explainer of factors that affect the price of travel insurance
Freddie Gjertsen
What is an IPID?
Freddie Gjertsen
A plain-English guide to the Insurance Product Information Document (IPID).
Which types of compensation do travel insurers expect you to try first?
Freddie Gjertsen
An explainer of how travel insurance operates as last resort indemnity and the hierarchy of compensation sources.
What affects the price of travel insurance?
Freddie Gjertsen
An explainer of factors that affect the price of travel insurance
How to find travel insurance if you have a medical condition
Freddie Gjertsen
An explainer on the FCA signposting rules that require insurers to direct customers to specialist providers
What does standard travel insurance include?
Freddie Gjertsen
A guide to the core areas covered by a standard travel insurance policy, what each protects against, and where add-ons or specialist cover may be needed.
What does standard travel insurance not include?
Freddie Gjertsen
Which activities require additional insurance cover that may not be included in a standard policy
Is it a bad idea to omit or mis-represent information on travel insurance?
Freddie Gjertsen
List of potential consequences from misrepresenting risks on travel insurance.
How can I lower the price of my insurance?
Freddie Gjertsen
An overview of factors that affect the price of insurance and how to adjust them.
What do travel insurance policies exclude?
Freddie Gjertsen
Detailed review of insurance policies identifying common exclusions and restrictions.
What to do if your flight is delayed or cancelled
Freddie Gjertsen
General guidance on delays and cancellations supported by a detailed analysis of travel insurance policies from leading providers and FOS guidance and rulings.
Evidence to gather and keep to support a delayed or cancelled flight claim
Freddie Gjertsen
Detailed review of the evidence that insurers and the FOS expect you to provide to support a flight delay or cancellation claim.
How do insurers calculate adjustments to cancellation charges?
Freddie Gjertsen
Detailed explanation of how insurers calculate adjustments with relevant FOS ruling and example policy extracts.
What do travel insurance terms actually mean?
Freddie Gjertsen
Detailed analysis that decodes travel insurance terms from UK policies, highlighting legal pitfalls, hidden exclusions, and specific claim requirements.
What counts as adequate time to reach your departure point?
Freddie Gjertsen
General guidance on "adequate time" supported by a detailed analysis travel insurance policies from leading insurers and FOS guidance and rulings.
How do travel insurers define a family?
Freddie Gjertsen
Detailed analysis of the definition of family for travel insurance, how specific policies apply this and relevant judgements from the FOS.
What do insurers consider to be a known event?
Freddie Gjertsen
Detailed analysis of how insurers define a 'known event' and how the FOS supports these definitions