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Find the right travel insurance for a Couple's Summer Holiday to Spain

The right insurance at a great price. We look beyond the marketing headlines and prices to analyse claims, travel and complaints data and work out what travellers typically need from insurance for this type of trip. Then we read all the policy small print of over 30 leading insurers to check that policies cover what travellers actually need!

Do the insurance policies cover what's important?

We analysed traveller needs for this type of trip and conducted a detailed review of insurer policy wording to provide an accurate view on the extent to which each policy does and does not meet those needs.

Prices shown on this page were generated for the trip and travellers shown based on a detailed review of over 30 leading UK travel insurers for a summer holiday in Spain, with a couple (aged 32 and 31), departing on August 22nd, 2026 for 7 nights. Travel insurance is a personalised product, a quote is generated for your trip based on your personal circumstances: your anticipated needs, the value of your trip and belongings and the risks associated with your travel scenario. To insure your trip you must confirm the details of your trip and generate a unique, live price. Prompted will chat with you to generate real quotes from leading travel insurers, and present them back to you to choose from and purchase.

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Admiral | Gold

Very good fit

Covers the big risks for a couple's beach holiday in Spain, including wildfire and extreme-heat cover as standard (a modest £1,000), £3,000 per-person cancellation and £3m personal liability.

Cover levels and excess per traveller

Cover levels

  • Max excess £95
  • Medical £15m
  • Cancellation & delay £3,000
  • Baggage & money £2,000
£26.42Price as on July 3rd, 2026
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Cover For You travel insurance underwritten by Axa

Cover For You | Economy

Potential Gaps

Not a good fit for this trip. The personal liability cover is lower than this trip needs, and there's no add-on to fix it. Wildfire and extreme-heat aren't included unless you buy an add-on.

Cover levels and excess per traveller

Cover levels

  • Defaqto rating★★★★★5.0
  • Max excess £95
  • Medical£15m
  • Cancellation & delay £1,500
  • Baggage & money £1,250
£17.68Price as on July 3rd, 2026
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Insure and Escape Insurance logo

Insure & Escape | Essential Plus

Potential Gaps

Not a good fit for a couple's beach holiday in Spain. The personal liability cover is lower than this trip needs, and there's no add-on to fix it. Activity cover isn't included.

Cover levels and excess per traveller

Cover levels

  • Defaqto rating★★★★★4.0
  • Max excess £150
  • Medical £10m
  • Cancellation & delay £1,000
  • Baggage & money £1,000
£16.91Price as of July 3rd, 2026
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CedarTree

Cedar Tree | Lite Plus

Potential Gaps

Not a good fit for a couple's beach holiday in Spain. The personal liability cover is lower than needed, and there's no add-on to fix it. Wildfire and extreme-heat aren't included unless you add on.

Cover levels and excess per traveller

Cover levels

  • Defaqto rating★★★★★4.0
  • Max excess £95
  • Medical £15m
  • Cancellation & delay £1,500
  • Baggage & money £1,000
£17.68Price as on July 3rd, 2026
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Elect Travel Insurance logo

Elect Travel Insurance | Platinum with Gadget

Potential Gaps

Not a good fit for this trip. Wildfire and extreme-heat aren't covered, with no add-on to fix it, and the alcohol exclusion is broadly worded.

Cover levels and excess per traveller

Cover levels

  • Defaqto rating★★★★★5.0
  • Max excess £0
  • Medical £10m
  • Cancellation & delay £3,000
  • Baggage & money £2,000
£190.23Price as on July 3rd, 2026
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Vibe insurance

Vibe Insurance | Silver

Potential Gaps

Not a good fit for a couple's beach holiday in Spain. Wildfire and extreme-heat aren't covered, a real risk on the Spanish coast in summer, and there's no add-on to fix it.

Cover levels and excess per traveller

Cover levels

  • Defaqto rating★★★★★5.0
  • Max excess £95
  • Medical £10m
  • Cancellation & delay £3,000
  • Baggage & money £2,000
£59.59Price as on July 3rd, 2026
Get a live price