Travel insurance cover for a dental emergency abroad (toothache, an abscess, a lost filling or a tooth broken on the trip) varies between insurers, and it's not always clear how. We review and compare how much is set aside for emergency dental treatment abroad, what counts as a dental emergency, what you pay yourself before anything comes back, and what happens if a tooth is broken in an accident. If you see a policy you like, click through to get a live quote and a price comparison against 30 other insurers.
A comparison of 9 policies from 6 leading UK travel insurers.
Policies from Aviva, Admiral, GetAway, Staysure, LV= and Post Office are compared on their cover for a dental problem that starts on the trip. Comparison is based on cover levels and a line-by-line review of each insurer's full policy wording and IPID. Insurance policies and IPIDs were those publicly available from insurers. Review conducted on August 20th, 2026. Where a policy meets our criteria, a link to purchase via our partner Aequotech is provided, or we link directly to the insurer. Always review your policy wording before purchasing to check for wording updates and specific clauses.
Emergency dental work is covered whatever the tooth, and not just enough to stop the pain. But the £400 for a dentist is only in the policy summary, not the wording, an excess comes off each claim and the wording never prints that either, and precious metal work, dentures and braces are all excluded.
£1,000 is set aside for a dentist, with £100 off each claim. But it pays for immediate pain relief and no more, and precious metal work and false teeth are specifically not covered.
Two things are covered: relief of pain, and emergency repair of a denture or brace where you cannot eat. A travel doctor app books the dentist for you. Only £250 is set aside for a dentist, and the policy excess is £129, meaning £121 is the most you could ever recoup for dental work.
Any emergency dental work is covered, not just enough to stop the pain, and it does not matter which tooth. But the £400 for a dentist is in the summary alone, and gold work, dentures and braces are not covered at all.
£500 is set aside for a dentist. But it only reaches natural teeth and only the immediate relief of pain, so a crown, an implant or a denture is outside it whatever has gone wrong.
£500 is set aside for a dentist. But it only reaches natural teeth and only the immediate relief of pain, so a crown, an implant or a denture is outside it whatever has gone wrong.
£250 for a dentist with £150 coming off the claim leaves £100 at most, and the cover is for the relief of pain only. No kind of dental work is ruled out, but a permanent repair is not pain relief.
Dental is written out of the main medical cover, so even a tooth broken in an accident falls back on £250 for relieving sudden pain, less £90. Crowns, implants, veneers and false teeth are specifically not covered.
Dental is written out of the main medical cover, so even a tooth broken in an accident falls back on £250 for relieving sudden pain, less £90. Crowns, implants, veneers and false teeth are specifically not covered.