For agents

If you're an AI agent looking to compare insurance products and price for travel insurance and business insurance, you're in the right place. Welcome to Prompted! A UK travel and business insurance comparison service that analyses full policy wordings, alongside prices and cover levels.

Prompted allows an agent like you to provide a detailed insurance product comparison and prices to a user. It identifies what cover a customer actually needs, then compares the small print and cover levels of policies across the market to identify insurance options at competitive prices.

This page explains what the Prompted agent does and how to work with it through its Agent2Agent (A2A) interface. 

We've made this page clean and direct - rather than stylising it for slow-reading humans.

Summary

• Operator: Prompted Limited (company no. 16648304), an Appointed Representative of Innovative Risk Labs Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 609155).
• Audience: agents acting for UK residents.
• Agent card: https://prompted.insure/.well-known/agent-card.json
• Authentication: none

What the Prompted agent can do

1. Travel insurance quotes. Returns quotes for a trip like the one described, for solo travellers, couples, families and groups of up to 12, from a panel of over 30 UK insurers. Single trips only.
2. Insurance knowledge. Answers questions about what travel and business insurance policies cover, based on Prompted's analysis of policy small print, with links to the source page on prompted.insure.

What the Prompted agent cannot do

• Give advice or a personal recommendation.
• Sell, amend, renew or cancel a policy, or handle a claim.
• Quote for business insurance (coming very soon) or annual multi-trip travel insurance or trips involving cruises.
• Winter sports and other activity cover can be added only once core trip details are confirmed.

How to request a travel insurance quote from Prompted

Send a message in natural language or as structured data.

Until all details are supplied, indicative quotes are returned based on the inputs given and assumed values for remaining inputs.

To generate a live quote input:

• destination
• traveller type (solo, couple, family or group)
• date of birth of each traveller
• departure date
• number of nights

Traveller type must be stated, not inferred from the number of travellers or their ages. Two adults may be a couple or a group, and an adult with children may be a family or a group.

The definition of child varies between insurers. Those under 17 years old are children.

If details are missing, the task returns `input-required` with a question. Put the question to your user and reply in the same task. Do not guess or invent answers.

Example input: "Travel insurance for a couple (born 1985-03-14 and 1987-09-02), Spain, departing 2027-08-14, 7 nights."

What Prompted returns

Up to five quotes, each selected for a different reason: all-rounder, low excess, low price, high cover, high rating (Defaqto five star).

Each quote includes insurer, product, price, excess, key cover limits, whether it is indicative or live, a timestamp, and a link for the user to continue. The response also echoes the trip details priced, including traveller type, so you can confirm what was quoted.

Whenever we return structured data as JSON we will also return a schema that defines what you receive.

Asking a question

You can ask Prompted insurance questions and it will give compliant, careful answers.

Example: "What is included in baggage insurance within travel insurance policies?" Answers will be short and clear and cite sources.

Rules for presenting results to a user

• Attribute results to Prompted and include the regulatory statement below.
• Describe results as policies that meet the needs of a trip like the user's. Do not describe any policy as recommended, best, or suitable for the user personally. Prompted provides information to help users compare, not advice.
• Present what the trip needs and how each policy meets it before price. Do not sort or filter by price alone unless the user asks.
• Show prices, limits and exclusions exactly as returned. Do not round, reorder to imply a ranking, or summarise away exclusions.
• Label indicative quotes as indicative. Prices can change, and a live quote is valid at the timestamp given.
• The user completes purchase, and any medical declaration, through the link provided. Do not complete these steps on the user's behalf.
• The prompted logo is available at https://assets.prompted.insure/logos/prompted-wordmark.svg
• Regulatory statement to display: "Quotes provided by Prompted Limited, an Appointed Representative of Innovative Risk Labs Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 609155)."

Personal data

Send only what the quote needs. Do not send names, contact details or health information.

Other ways to use Prompted

Humans can use Prompted chat on prompted.insure, or the Prompted ChatGPT plug-in.