Does alcohol invalidate travel insurance?
Detailed review of how insurance policy wording deals with alcohol consumption whilst travelling.
FFreddie Gjertsen
Travel insurance knowledge
Detailed exploration of key concepts around travel insurance - types of insurance, what is is and isn't covered, policy wording, regulatory rulings
Recent Articles
What does standard travel insurance include?
A guide to the core areas covered by a standard travel insurance policy, what each protects against, and where add-ons or specialist cover may be needed.
FFreddie Gjertsen
Does travel insurance cover wildfires?
Detailed review of travel insurance policies include or exclude cover for wildfires, with reference to specific policy wording.
FFreddie Gjertsen
Does alcohol invalidate travel insurance?
FFreddie Gjertsen
Detailed review of how insurance policy wording deals with alcohol consumption whilst travelling.
What does standard travel insurance include?
FFreddie Gjertsen
A guide to the core areas covered by a standard travel insurance policy, what each protects against, and where add-ons or specialist cover may be needed.
Does travel insurance cover wildfires?
FFreddie Gjertsen
Detailed review of travel insurance policies include or exclude cover for wildfires, with reference to specific policy wording.
Evidence to gather and keep to support a delayed or cancelled flight claim
FFreddie Gjertsen
Detailed review of the evidence that insurers and the FOS expect you to provide to support a flight delay or cancellation claim.
What do travel insurance terms actually mean?
FFreddie Gjertsen
Detailed analysis that decodes travel insurance terms from UK policies, highlighting legal pitfalls, hidden exclusions, and specific claim requirements.
Prompted travel insurance inside ChatGPT
FFreddie Gjertsen
The Prompted app for ChatGPT provides UK users with travel insurance quotes from a panel of over 30 insurers
Is it a bad idea to omit or mis-represent information on travel insurance?
FFreddie Gjertsen
List of potential consequences from misrepresenting risks on travel insurance.
Travel insurers available through Prompted
FFreddie Gjertsen
A comprehensive list of the travel insurers compared by Prompted
Which types of compensation do travel insurers expect you to try first?
FFreddie Gjertsen
An explainer of how travel insurance operates as last resort indemnity and the hierarchy of compensation sources.
What affects the price of travel insurance?
FFreddie Gjertsen
An explainer of factors that affect the price of travel insurance
How to find travel insurance if you have a medical condition
FFreddie Gjertsen
An explainer on the FCA signposting rules that require insurers to direct customers to specialist providers
What does standard travel insurance not include?
FFreddie Gjertsen
Which activities require additional insurance cover that may not be included in a standard policy
What do travel insurance policies exclude?
FFreddie Gjertsen
Detailed review of insurance policies identifying common exclusions and restrictions.
What to do if your flight is delayed or cancelled
FFreddie Gjertsen
General guidance on delays and cancellations supported by a detailed analysis of travel insurance policies from leading providers and FOS guidance and rulings.
How do insurers calculate adjustments to cancellation charges?
FFreddie Gjertsen
Detailed explanation of how insurers calculate adjustments with relevant FOS ruling and example policy extracts.
What counts as adequate time to reach your departure point?
FFreddie Gjertsen
General guidance on "adequate time" supported by a detailed analysis travel insurance policies from leading insurers and FOS guidance and rulings.
How do travel insurers define a family?
FFreddie Gjertsen
Detailed analysis of the definition of family for travel insurance, how specific policies apply this and relevant judgements from the FOS.
What do insurers consider to be a known event?
FFreddie Gjertsen
Detailed analysis of how insurers define a 'known event' and how the FOS supports these definitions
Travel insurance claims checklist
FFreddie Gjertsen
A step-by-step travel insurance claims checklist built on a detailed review of FOS rulings: what to do before you buy, while abroad, and when you claim.